Why I’m Cancelling My Life Insurance (And Why You Should Too)
As a new mama, I’m always thinking about Poppy’s future, what that looks like and how I can keep her safe. Poppy’s safety is something I think about on a daily basis, but what about her future and what if something were to happen to Q and I? With that being said, I knew that life insurance was something I needed for my family, but my prior experiences getting life insurance have always been confusing and negative. Let me tell you why I’m cancelling my life insurance… The reason why I wanted to talk about life insurance on my blog is because I got sucked in to getting life insurance that I didn’t want when I bought my house. It was a part of the bank’s must- haves for me in order to qualify for my mortgage. Of course I wanted life insurance, but not being able to choose my coverage or have a simple yes or no choice was a deterrent. So it left me with a bad taste in my mouth and made me feel trapped. After the lengthy health questions over the phone, which were full of medical jargon that I didn’t understand, I was told I’d know if I qualified in a few weeks. About 3 or 4 weeks later I got a letter in the mail that said I am eligible for life insurance and my coverage was $xxx,xxx, based on my current health and age. It stated the monthly cost that would be automatically…